Payment Options

We have arranged  2 interest-free financing options for you to help you receive the treatment you desire. Our financial coordinator will gladly file all the necessary paper work on your behalf, so you can get started on treatment immediately.


Schedule treatment without delay and fit the cost into your monthly budget with a responsible payment plan offered through Lending Club Patient Solutions.

Dental financing that makes you smile

Paying for anything from braces to implants is easy with us. We’re here to help you pay for the treatment your dental professional recommends. With a fast online application and flexible payment plans.

Payment Options – Gentle Dental of Newark, NJ

Financing Highlights

  • No interest payment plans for 6, 12, 18 or 24 months.
  • Extended payment plans up to 48 months.
  • No down payment, plus instant credit decisions with no application fee.

Getting the treatment your practitioner prescribed is important—so Extended Plans offered through Lending Club Patient Solutions allow you to finance from $2,000 to $50,000.  With Extended Plans, your rate is determined by the amount financed, term selected and the applicant’s credit history. With No-Interest Plans for 6, 12, 18 or 24 months-after that 22.98%, you can finance from $499 to $32,000. There is no interest provided you pay in full in 6, 12, 18 or 24 months. If you still have a balance at the end of the promotional period, you’ll be charged interest on that balance going forward at the standard variable APR of 22.98%.Of course, these must be qualified expenses, and the credit account/payment plan is subject to credit approval. Some payment plan options may not be available in all provider offices. Still have questions? Call us: 800-630-1663. We’re here to help.


Care Credit is a flexible patient/client payment program, specifically designed for healthcare expenses, that makes it easier for you to get the treatment or procedures you want and need. Care Credit is ideal for treatment and procedures not covered by insurance, and can be used at our office.

Care Credit lets you begin your treatment or procedure immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget. Checkout our payment calculator.

Care Credit offers a full range of No Interest and Extended Payment Plans for treatment fees from $1 to over $25,000.


No Interest payment Plan

  • 12, 18 and 24 month plan options
  • No interest if the balance is paid within the specified time period
  • Low minimum monthly payments

Extended payment Plan

  • 24, 36, & 48 month plan options
  • For treatment fees from $1,000 to over $25,000
  • Monthly payments as low as $25 for a $1,000 fee balance

With Care Credit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, Care Credit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply.

Other Payments Options

We accept following debit and credit cards.